Weekly Tips 1: Notification of differentiated pricing for time deposits. RMB time deposit accounts can achieve differentiated pricing for the interest rate upon withdrawal under agreed conditions. This can be set or maintained during account opening or during the account's existence. Differentiated interest rate maintenance can be performed through transactions such as '710804 Differential Pricing Interest Rate Maintenance' on the image front-end system and '7050-R Account Interest Rate Maintenance' on the core system. Optimization of the early withdrawal rules: The image front-end system has added the transaction '810039 Account Early Withdrawal Interest Rate Maintenance' to allow differentiated interest rate maintenance for specified deposit products at the account opening date or during the account's existence. When the account has an early withdrawal, the withdrawal amount will be interest calculated according to the maintained differential interest rate rules. Early withdrawal operation tips: 1. When executing differentiated pricing for the early withdrawal interest rate of the customer's agreement account, it is generally only allowed to use '2-Floating Ratio' or '3-Floating Points' for manual interest rate maintenance. 2. The interest rate execution method '4-Fixed Rate' is generally not allowed to be used arbitrarily. If there is a special situation, it must be approved and agreed by the relevant authority. When using '4-Fixed Rate' to execute early withdrawal interest rate maintenance, the maintenance...
每周小贴士 Tips No.1
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