尊敬的吴书霞女士您好：刚刚过去的十月，对我们家庭投资影响较大的经济方面的信息喜忧参半，我们简单梳理一下：前序 国际篇 10月美联储宣布不能过度紧缩，预示美国加息动作临近尾声，给全球经济注入一注强心剂，美股也有了底气，走出探底回升的态势。欧元26日宣布加息0.75%，市场反应比较平淡，只是欧元兑人民币却急速升值，人民币兑欧元躺枪。俄乌冲突继续，冲突对全球经济的影响几近消化，世界经济正在逐步适应新的世界能源格局。区别于去年的这个时候，政策对房地产还是一片喊打之声，一年后的今天，对于房地产却是百般呵护，但市场丝毫不给面子，头部房地产企业陆续躺平，成交价格和成交量持续下跌。参考西方地产规律，房地产的周期会很长，不可能像股市一样，给一点阳光就灿烂，现在房地产行业进入下行周期，改善居住条件无可厚非，如果想作为投资，我们不是李嘉诚，一定要慎之又慎。国内。 Dear Mrs. Wu Shuxia, the economic information impacting our family investment in October was a mix of good and bad news. Here is a brief summary: In the international section, the Federal Reserve announced that it cannot over-tighten, indicating that the US interest rate hike is nearing its end, giving a strong heart to the global economy, and the US stock market has gained confidence, rising from the bottom. The Eurozone raised interest rates by 0.75% on the 26th, and the market reaction was relatively calm, but the Euro appreciated against the RMB, and the RMB depreciated against the Euro. The Russia-Ukraine conflict continues, and its impact on the global economy is nearly digested, and the world economy is gradually adapting to the new energy pattern. Different from this time last year, the policy towards real estate is still full of criticism, but one year later, it is full of care for real estate, but the market does not give face. Leading real estate companies are falling one by one, and the transaction price and volume are continuously falling. Referring to the Western real estate law, the cycle of real estate is very long, and it cannot be as bright as the stock market with a little sunshine. Now the real estate industry has entered a downturn, improving living conditions is not to be denied, but if you want to invest as an investment, we are not Li Ka-shing, we must be cautious.