Discover the innovative concept of P2P lending with borrower's accident insurance, sourced from the policy origin to find a new blue ocean. This H5 piece, created by Eqxiu, highlights the P2P model, which stands for peer-to-peer or person-to-person, meaning personal-to-person lending. It explains the P2P lending business model, where small amounts of money are gathered to lend to those in need of funds. This concept was first introduced by Professor Muhammad Yunus in Bangladesh in 1976, providing a solution to high-interest loans. The P2P lending platform involves three parties: borrowers, the platform, and investors. Borrowers post their loan information, investors decide on the amount to lend, and the platform examines the borrower's qualifications, management, and prospects, while charging management fees and service fees. This H5 piece showcases the current state of P2P lending in China, as reported by the People's Bank of China and ten other ministries. Eqxiu provides an online design service with a rich template library, allowing for quick and easy creation of such engaging H5 content.